Tax Calculations
Tax Calculations and Tax Year Overviews | downloading from the HMRC website
Mortgage Lenders now require copies of Tax Calculations (SA302s) and Tax Year Overview for self employed applicants. These documents can be downloaded from HMRC Gateway online tax return submission service.
However, we find that our clients frequently have trouble navigating the HMRC website and obtaining copies of the required documents in the required format. This guide is designed to make it simple to obtain what you need from HMRC Gateway where you as the taxpayer are accessing HMRC Gateway via your own log-ins.
If you sent your return using commercial software or by paper you can’t print a copy of the tax calculation from this account but you can print the tax year overview.
If you used commercial software to send your return, you must use that software to print your tax calculation. Lenders can request up to 3 years figures so it is best to print out SA302’s and Tax Year Overviews covering the last 3 completed returns.
Lenders like data to cover a period finishing no longer than 15 months from the mortgage application date. Therefore an application late in the calendar year may well need returns provided covering the tax year ending in the year of application.
Logging in
Can be a problem before you start, go to:
https://online.hmrc.gov.uk/login
You log into HMRC Gateway with user ID and password
Select: I don’t have any of these
Click: Continue
This gets you to the ‘Your personal tax account’ page
Select: I don’t have any of these
Click: Continue
This gets you to the ‘We’re unable to confirm your identify’ page
Click: Self Assessment
This gets you to the ‘Your personal tax account | Self Assessment’ page
Click: View your tax returns
Accessing and printing your documents
Select tax year
Click Go
The system drops in details of your return for that tax year
Click: view return (right hand side), this brings up figures for the return
Click: print your full calculation bottom right
(or use save option in left hand menu)
How to print out your tax Year Overviews
Go back to self assessment menu using self assessment link top left
Click: View Account – left hand menu
Click: Tax Years
Choose year from the list
Click: Print your Tax Year Overview
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